For the quarter ended September 2025, Open Lending (LPRO Quick QuoteLPRO - Free Report) reported revenue of $24.17 million, up 2.9% over the same period last year. EPS came in at $0.03, compared to $0.01 in the year-ago quarter.

The reported revenue represents a surprise of +12.78% over the Zacks Consensus Estimate of $21.43 million. With the consensus EPS estimate being $0.01, the EPS surprise was +200%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Open Lending performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Revenue- Profit share: $8.47 million compared to the $6.65 million average estimate based on two analysts. The reported number represents a change of +24.2% year over year.
• Revenue- Program fees: $13.34 million versus the two-analyst average estimate of $12.31 million. The reported number represents a year-over-year change of -5.8%.
• Revenue- Claims administration service fees: $2.36 million compared to the $2.47 million average estimate based on two analysts. The reported number represents a change of -5.5% year over year.

View all Key Company Metrics for Open Lending here>>>

Shares of Open Lending have returned -13.7% over the past month versus the Zacks S&P 500 composite's +1.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.