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Western Union Ties Up With Deutsche Post to Broaden Germany Reach

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Key Takeaways

  • WU will offer send-and-receive cross-border transfers at most Deutsche Post partner branches starting Q2 2026.
  • Western Union keeps retail partnerships central, adding Deutsche Post to bank partners and owned locations.
  • WU boosts its Germany footprint amid fintech competition after reporting 5% cross-border principal growth.

The Western Union Company (WU - Free Report) recently entered into a partnership with Deutsche Post to expand its cross-border money transfer services throughout Germany. Starting in the second quarter of 2026, customers will have the convenience of sending and receiving funds to and from abroad at most Deutsche Post partner branches across the country. This move will significantly increase WU’s physical presence in Germany, making it easier for people to access their services.

Deutsche Post, a part of the DHL Group’s Post & Parcel Germany division, runs over 12,600 postal branches and is a key player in Germany’s mail and parcel market. By teaming up with WU, these branches will be able to offer additional financial services that cater to everyday customer needs.

Retail partnerships remain a core pillar of WU’s strategy, even as digital channels keep expanding. Germany has been a significant market for the company since it started operating there in 1991, and it was one of the first places where Western Union introduced its digital wallet. This new agreement adds to its current partnerships with financial institutions and its own network of locations.

The partnership strengthens WU’s position, especially at a time when competition in cross-border payments is intensifying from digital-first fintechs. As the service launches in 2026, it could enhance WU’s footprint in Germany and support consistent cross-border transaction activity over time. The company reported 5% year-over-year growth in cross-border principal in the third quarter of 2025.

While the near-term financial impact might be gradual, the long-term value lies in improved reach, enhanced consumer convenience and a stronger competitive edge in the European remittance landscape.

WU’s Price Performance

Over the past year, WU shares have fallen 10.6% compared with the industry’s decline of 7%.

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WU’s Zacks Rank & Key Picks

WU currently carries a Zacks Rank #3 (Hold).

Some better-ranked stocks in the business services space are OppFi Inc. (OPFI - Free Report) , FirstCash Holdings, Inc. (FCFS - Free Report) and Dave Inc. (DAVE - Free Report) , each sporting a Zacks Rank #1 (Strong Buy) at present. You can see the complete list of today’s Zacks #1 Rank stocks here.

The Zacks Consensus Estimate for OppFi’s current-year earnings of $1.57 per share has witnessed two upward revisions in the past 60 days against no movement in the opposite direction. The consensus estimate of OppFi for current-year revenues is pegged at $597.6 million, implying 13.6% year-over-year growth.

The Zacks Consensus Estimate for FirstCash’s current-year earnings of $8.66 per share has witnessed two upward revisions in the past 60 days against no movement in the opposite direction. FirstCash beat earnings estimates in each of the trailing four quarters, with the average surprise being 12.4%. The consensus estimate for current-year revenues is pegged at $3.6 billion, calling for a 5.3% year-over-year increase.

The Zacks Consensus Estimate for Dave’s current-year earnings of $12.96 per share has witnessed two upward revisions in the past 60 days against no movement in the opposite direction. Dave beat earnings estimates in each of the trailing four quarters, with the average surprise being 74.7%. The consensus estimate for current-year revenues is pegged at $546.1 million, suggesting 57.3% year-over-year growth.

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