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MetLife Expands Pet Insurance Reach Through Petstablished Partnership

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Key Takeaways

  • MetLife Pet Insurance partnered with Petstablished to add insurance quotes into adoption workflows.
  • Adopters can bundle insurance into adoption fees, with coverage ranging from emergencies to wellness care.
  • MET is using digital adoption platforms to boost visibility and encourage earlier pet insurance adoption.

MetLife, Inc. (MET - Free Report) , through its subsidiary MetLife Pet Insurance, has teamed up with Petstablished to seamlessly incorporate pet insurance quotes into the adoption and registration journey. By integrating insurance options into Petstablished’s animal welfare software, shelters and rescue organizations can now offer customized coverage quotes to adopters during the online workflow.

Importantly, adopters can include the cost of insurance in the adoption fee, making sure their new furry friend is covered even before they leave the shelter. There are various coverage options available, from plans that only cover emergencies to more comprehensive ones that take care of wellness visits, vaccinations, dental care, spay/neuter procedures and even behavioral training.

This initiative tackles a common issue faced by pet owners — unexpected veterinary bills. By introducing insurance earlier in the pet ownership journey, whether during adoption or microchipping, the partnership aims to ease the financial burdens that can disrupt long-term care of pets and sometimes lead to pet surrender.

The partnership highlights MET’s increasing focus on embedded insurance distribution. Integrating coverage directly into digital adoption workflows, the company could boost the visibility of its offerings and encourage earlier consideration of coverage. Over time, this approach might lead to more effective customer engagement and stronger policy relationships, aligning with broader industry efforts to leverage digital platforms for scalable growth.

While the near-term financial impact may be modest, initiatives like this strengthen MET’s flexibility in the fast-growing specialty insurance sectors. With total revenues rising 1.8% year over year and premiums up 2.4% in the first nine months of 2025, such partnerships could gradually contribute to a more diversified and resilient revenue mix.

MET’s Stock Price Performance

Over the past year, MetLife’s shares have risen 3% compared with the industry’s growth of 15.9%.

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MET’s Zacks Rank & Key Picks

MET currently carries a Zacks Rank #3 (Hold).

Some top-ranked stocks in the broader finance space are LendingClub Corporation (LC - Free Report) , Heritage Insurance Holdings Inc. (HRTG - Free Report) and Ponce Financial Group, Inc. (PDLB - Free Report) , each sporting a Zacks Rank #1 (Strong Buy) at present. You can see the complete list of today’s Zacks #1 Rank stocks here.

The Zacks Consensus Estimate for LendingClub’s current-year earnings of $1.15 per share has witnessed four upward revisions in the past 60 days against none in the opposite direction. LendingClub beat earnings estimates in three of the trailing four quarters and met once, with the average surprise being 38.3%. The consensus estimate for current-year revenues is pegged at $994.5 million, implying 26.4% year-over-year growth.

The Zacks Consensus Estimate for Heritage Insurance’s current-year earnings of $5.14 per share has witnessed two upward revisions in the past 60 days against no movement in the opposite direction. Heritage Insurance beat earnings estimates in each of the trailing four quarters, with the average surprise being 100.1%. The consensus estimate for current-year revenues is pegged at $844.6 million, calling for 3.4% year-over-year growth.

The Zacks Consensus Estimate for Ponce Financial Group’s current-year earnings is pegged at $1.05 per share and has witnessed one upward revision in the past 60 days against no movement in the opposite direction. Ponce Financial Group beat earnings estimates in three of the trailing four quarters. The consensus estimate for current-year revenues is pegged at $103 million, calling for 23.1% year-over-year growth.

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