Wells Fargo (WFC Quick QuoteWFC - Free Report) reported $21.29 billion in revenue for the quarter ended December 2025, representing a year-over-year increase of 4.5%. EPS of $1.76 for the same period compares to $1.42 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $21.6 billion, representing a surprise of -1.44%. The company has not delivered EPS surprise, with the consensus EPS estimate being $1.66.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Wells Fargo performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 64% versus the seven-analyst average estimate of 62.9%.
• Return on assets (ROA) - Financial Ratios: 1% versus the seven-analyst average estimate of 1.1%.
• Net loan charge-offs as a % of average total loans (annualized): 0.4% versus the seven-analyst average estimate of 0.5%.
• Net interest margin on a taxable-equivalent basis: 2.6% versus 2.7% estimated by seven analysts on average.
• Average Balance - Total interest-earning assets: $1899.3 billion versus the six-analyst average estimate of $1872.93 billion.
• Return on equity (ROE) - Financial Ratios: 12.3% versus the six-analyst average estimate of 12.5%.
• Book value per common share: $53.24 versus $52.68 estimated by six analysts on average.
• Allowance for loan losses as a percentage of total loans: 1.4% versus 1.5% estimated by five analysts on average.
• Total nonperforming assets: $8.5 billion versus the five-analyst average estimate of $8.1 billion.
• Net loan charge-offs: $1.05 billion versus the five-analyst average estimate of $1.08 billion.
• Tier 1 Leverage Ratio: 7.5% versus the four-analyst average estimate of 7.4%.
• Total nonaccrual loans: $8.2 billion versus the four-analyst average estimate of $7.96 billion.

View all Key Company Metrics for Wells Fargo here>>>

Shares of Wells Fargo have returned +1.5% over the past month versus the Zacks S&P 500 composite's +2.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.