We use cookies to understand how you use our site and to improve your experience.
This includes personalizing content and advertising.
By pressing "Accept All" or closing out of this banner, you consent to the use of all cookies and similar technologies and the sharing of information they collect with third parties.
You can reject marketing cookies by pressing "Deny Optional," but we still use essential, performance, and functional cookies.
In addition, whether you "Accept All," Deny Optional," click the X or otherwise continue to use the site, you accept our Privacy Policy and Terms of Service, revised from time to time.
You are being directed to ZacksTrade, a division of LBMZ Securities and licensed broker-dealer. ZacksTrade and Zacks.com are separate companies. The web link between the two companies is not a solicitation or offer to invest in a particular security or type of security. ZacksTrade does not endorse or adopt any particular investment strategy, any analyst opinion/rating/report or any approach to evaluating individual securities.
If you wish to go to ZacksTrade, click OK. If you do not, click Cancel.
Aflac Teams Up With Workday Wellness to Enhance Health Benefits
Read MoreHide Full Article
Key Takeaways
AFL joins Workday Wellness to embed its supplemental health products into an AI-powered benefits platform.
The platform helps employers boost benefits engagement with real-time usage insights.
AFL aims to close employee knowledge gaps revealed in its 2025-2026 Workforces Report.
Aflac Incorporated (AFL - Free Report) recently announced its new role as a strategic Workday Wellness partner for supplemental health solutions. This collaboration will allow Aflac to integrate its suite of supplemental health products and services into the Workday Wellness platform, enabling employers to leverage AI-driven insights to enhance their benefits offerings and simplify the administration of employee benefits.
Workday Wellness is an AI-driven platform that provides real-time insights into the benefits and wellness programs employees engage with. Designed to enhance administrative efficiency, the solution delivers actionable data to help increase engagement among both employers and employees. It equips organizations with advanced tools to assess the performance of their benefit offerings and make timely adjustments to better align with the evolving needs of their workforce.
The recent move seems to be a time opportune one since one of the core challenges in employee benefits is the gap in understanding. The 2025-2026 Aflac Workforces Report highlights that a majority of employees wish they had more information about their benefit options. Nearly half of the workforce admitted they do not fully understand their insurance policies, a lack of clarity that may result in underuse of important benefits.
Therefore, Aflac can capitalize on the prevailing scenario with its supplemental health solutions suite, as employees will be able to recognize the value of their benefits and make better use of them when they clearly understand how those benefits work. Workday Wellness seems to be the apt partner for AFL since it offers a streamlined approach that supports employers in effectively communicating the full scope and significance of their employee benefits solutions.
Benefits of the Recent Move to Aflac
The beneficial nature of the Workday Wellness platform is expected to bring in higher customer satisfaction and lead to increased utilization of Aflac’s supplemental health solutions. This, in turn, may attract new customers and retain the existing ones, implying increased sales of Aflac’s solutions. The resultant benefit may be reaped by AFL in the form of improved premiums, which remain the most significant top-line contributor for an insurer.
Aflac’s supplemental products are designed to provide financial protection against out-of-pocket expenses not covered by primary insurance. These include a broad range of offerings such as cancer, accident, disability, critical illness, hospital indemnity, dental, vision and life insurance. In Japan, Aflac leads in third sector insurance—supplemental health products like cancer and medical coverage—offering benefits for treatments, hospitalization and diagnostics. In the US, its supplemental products pay cash benefits directly to policyholders, regardless of other insurance, and are available both individually and through employer groups.
AFL’s Share Price Performance & Zacks Rank
Shares of Aflac have risen 8.1% in the past six months compared with the industry’s 6.3% growth. AFL currently carries a Zacks Rank #3 (Hold).
Trupanion’s earnings surpassed estimates in each of the last four quarters, the average surprise being 235.42%. The Zacks Consensus Estimate for TRUP’s 2026 earnings suggests an improvement of 5.2% from the 2025 estimate, while the same for revenues implies growth of 9.8%.The consensus mark for TRUP’s 2026 earnings has moved 4.2% north in the past 60 days.
The bottom line of Cincinnati Financial outpaced estimates in each of the last four quarters, the average surprise being 52.36%. The Zacks Consensus Estimate for CINF’s 2026 earnings indicates an improvement of 16.2% from the 2025 estimate, while the same for revenues implies growth of 8.9%. The consensus mark for CINF’s 2026 earnings has moved 0.1% north in the past 60 days.
Assurant’s earnings surpassed estimates in each of the last four quarters, the average surprise being 22.74%. The Zacks Consensus Estimate for AIZ’s 2026 earnings suggests an improvement of 8.4% from the 2025 estimate, while the same for revenues implies growth of 5.5%. The consensus mark for AIZ’s 2026 earnings has moved 0.5% north in the past 30 days.
Shares of Cincinnati Financial and Assurant have risen 9.6% and 26.2%, respectively, in the past six months. However, Trupanion stock has declined 33.2% in the same time frame.
See More Zacks Research for These Tickers
Normally $25 each - click below to receive one report FREE:
Image: Bigstock
Aflac Teams Up With Workday Wellness to Enhance Health Benefits
Key Takeaways
Aflac Incorporated (AFL - Free Report) recently announced its new role as a strategic Workday Wellness partner for supplemental health solutions. This collaboration will allow Aflac to integrate its suite of supplemental health products and services into the Workday Wellness platform, enabling employers to leverage AI-driven insights to enhance their benefits offerings and simplify the administration of employee benefits.
Workday Wellness is an AI-driven platform that provides real-time insights into the benefits and wellness programs employees engage with. Designed to enhance administrative efficiency, the solution delivers actionable data to help increase engagement among both employers and employees. It equips organizations with advanced tools to assess the performance of their benefit offerings and make timely adjustments to better align with the evolving needs of their workforce.
The recent move seems to be a time opportune one since one of the core challenges in employee benefits is the gap in understanding. The 2025-2026 Aflac Workforces Report highlights that a majority of employees wish they had more information about their benefit options. Nearly half of the workforce admitted they do not fully understand their insurance policies, a lack of clarity that may result in underuse of important benefits.
Therefore, Aflac can capitalize on the prevailing scenario with its supplemental health solutions suite, as employees will be able to recognize the value of their benefits and make better use of them when they clearly understand how those benefits work. Workday Wellness seems to be the apt partner for AFL since it offers a streamlined approach that supports employers in effectively communicating the full scope and significance of their employee benefits solutions.
Benefits of the Recent Move to Aflac
The beneficial nature of the Workday Wellness platform is expected to bring in higher customer satisfaction and lead to increased utilization of Aflac’s supplemental health solutions. This, in turn, may attract new customers and retain the existing ones, implying increased sales of Aflac’s solutions. The resultant benefit may be reaped by AFL in the form of improved premiums, which remain the most significant top-line contributor for an insurer.
Aflac’s supplemental products are designed to provide financial protection against out-of-pocket expenses not covered by primary insurance. These include a broad range of offerings such as cancer, accident, disability, critical illness, hospital indemnity, dental, vision and life insurance. In Japan, Aflac leads in third sector insurance—supplemental health products like cancer and medical coverage—offering benefits for treatments, hospitalization and diagnostics. In the US, its supplemental products pay cash benefits directly to policyholders, regardless of other insurance, and are available both individually and through employer groups.
AFL’s Share Price Performance & Zacks Rank
Shares of Aflac have risen 8.1% in the past six months compared with the industry’s 6.3% growth. AFL currently carries a Zacks Rank #3 (Hold).
Image Source: Zacks Investment Research
Stocks to Consider
Some better-ranked stocks in the insurance space are Trupanion, Inc. (TRUP - Free Report) , Cincinnati Financial Corporation (CINF - Free Report) and Assurant, Inc. (AIZ - Free Report) . While Trupanion sports a Zacks Rank #1 (Strong Buy), both Cincinnati Financial and Assurant carry a Zacks Rank #2 (Buy) at present. You can see the complete list of today’s Zacks #1 Rank stocks here.
Trupanion’s earnings surpassed estimates in each of the last four quarters, the average surprise being 235.42%. The Zacks Consensus Estimate for TRUP’s 2026 earnings suggests an improvement of 5.2% from the 2025 estimate, while the same for revenues implies growth of 9.8%.The consensus mark for TRUP’s 2026 earnings has moved 4.2% north in the past 60 days.
The bottom line of Cincinnati Financial outpaced estimates in each of the last four quarters, the average surprise being 52.36%. The Zacks Consensus Estimate for CINF’s 2026 earnings indicates an improvement of 16.2% from the 2025 estimate, while the same for revenues implies growth of 8.9%. The consensus mark for CINF’s 2026 earnings has moved 0.1% north in the past 60 days.
Assurant’s earnings surpassed estimates in each of the last four quarters, the average surprise being 22.74%. The Zacks Consensus Estimate for AIZ’s 2026 earnings suggests an improvement of 8.4% from the 2025 estimate, while the same for revenues implies growth of 5.5%. The consensus mark for AIZ’s 2026 earnings has moved 0.5% north in the past 30 days.
Shares of Cincinnati Financial and Assurant have risen 9.6% and 26.2%, respectively, in the past six months. However, Trupanion stock has declined 33.2% in the same time frame.