Back to top

Image: Bigstock

FS Bancorp (FSBW) Reports Q4 Earnings: What Key Metrics Have to Say

Read MoreHide Full Article

FS Bancorp (FSBW - Free Report) reported $40.01 million in revenue for the quarter ended December 2025, representing a year-over-year increase of 12%. EPS of $1.10 for the same period compares to $0.92 a year ago.

The reported revenue represents a surprise of +3.52% over the Zacks Consensus Estimate of $38.65 million. With the consensus EPS estimate being $1.13, the EPS surprise was -2.37%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how FS Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net Interest Margin: 4.4% versus 4.4% estimated by two analysts on average.
  • Efficiency Ratio: 65.1% versus the two-analyst average estimate of 65.6%.
  • Total Non Interest Income: $6.39 million compared to the $4.85 million average estimate based on two analysts.
  • Net Interest Income: $33.62 million versus the two-analyst average estimate of $33.85 million.

View all Key Company Metrics for FS Bancorp here>>>

Shares of FS Bancorp have returned +3% over the past month versus the Zacks S&P 500 composite's +0.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

See More Zacks Research for These Tickers


Normally $25 each - click below to receive one report FREE:


FS Bancorp, Inc. (FSBW) - free report >>

Published in