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Brown & Brown (BRO) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

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For the quarter ended December 2025, Brown & Brown (BRO - Free Report) reported revenue of $1.61 billion, up 35.7% over the same period last year. EPS came in at $0.93, compared to $0.86 in the year-ago quarter.

The reported revenue represents a surprise of -2.16% over the Zacks Consensus Estimate of $1.64 billion. With the consensus EPS estimate being $0.91, the EPS surprise was +2.53%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Brown & Brown performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Total Organic growth: -2.8% versus the five-analyst average estimate of -0.7%.
  • Revenues- Commissions and fees: $1.58 billion versus the six-analyst average estimate of $1.62 billion. The reported number represents a year-over-year change of +36.1%.
  • Commissions and fees- Retail: $911 million versus the three-analyst average estimate of $935.63 million.
  • Total revenues- Other: $9 million compared to the $33 million average estimate based on three analysts. The reported number represents a change of -30.8% year over year.
  • Total revenues- Retail: $920 million versus $965.15 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +44.7% change.
  • Commissions and fees- Specialty Distribution: $669 million versus the two-analyst average estimate of $675.88 million.
  • Total Revenues- Specialty Distribution: $678 million versus $684.38 million estimated by two analysts on average.
  • Income before income taxes- Retail: $131 million compared to the $165.67 million average estimate based on three analysts.
  • Income before income taxes- Other: $-21 million versus the three-analyst average estimate of $-106.77 million.
  • Income before income taxes- Specialty Distribution: $211 million compared to the $233.13 million average estimate based on two analysts.

View all Key Company Metrics for Brown & Brown here>>>

Shares of Brown & Brown have returned -2% over the past month versus the Zacks S&P 500 composite's +0.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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