Chubb (CB Quick QuoteCB - Free Report) reported $15.34 billion in revenue for the quarter ended December 2025, representing a year-over-year increase of 7.4%. EPS of $7.52 for the same period compares to $6.02 a year ago.

The reported revenue represents a surprise of +1.7% over the Zacks Consensus Estimate of $15.09 billion. With the consensus EPS estimate being $6.60, the EPS surprise was +13.89%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Chubb performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Combined ratio: 81.2% versus the seven-analyst average estimate of 83.6%.
• Loss and loss expense ratio: 54.3% versus the seven-analyst average estimate of 56.3%.
• North America Commercial P&C Insurance - Combined ratio: 78.8% compared to the 79.6% average estimate based on six analysts.
• North America Commercial P&C Insurance - Loss and loss expense ratio: 57.2% versus the six-analyst average estimate of 59.2%.
• Net premiums written- North American Personal P&C Insurance: $1.72 billion compared to the $1.75 billion average estimate based on six analysts. The reported number represents a change of +6.1% year over year.
• Net premiums written- Total P&C: $11.31 billion compared to the $11.05 billion average estimate based on six analysts. The reported number represents a change of +7.7% year over year.
• Net premiums written- Global Reinsurance: $217 million versus the six-analyst average estimate of $235.08 million. The reported number represents a year-over-year change of -3.1%.
• Net premiums written- Overseas General Insurance: $3.81 billion compared to the $3.71 billion average estimate based on six analysts. The reported number represents a change of +10.8% year over year.
• Net premiums earned- Overseas General Insurance: $3.82 billion versus the six-analyst average estimate of $3.73 billion. The reported number represents a year-over-year change of +11.2%.
• Net premiums earned- North American Personal P&C Insurance: $1.77 billion compared to the $1.75 billion average estimate based on six analysts. The reported number represents a change of +8.5% year over year.
• Net premiums earned- North American Commercial P&C Insurance: $5.14 billion compared to the $5.26 billion average estimate based on six analysts. The reported number represents a change of +0.4% year over year.
• Net premiums earned- Total P&C (Property and Casualty): $11.72 billion versus $11.61 billion estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +6.2% change.

View all Key Company Metrics for Chubb here>>>

Shares of Chubb have returned -1.3% over the past month versus the Zacks S&P 500 composite's +1.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.