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Here's What Key Metrics Tell Us About BILL Holdings (BILL) Q2 Earnings

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For the quarter ended December 2025, BILL Holdings (BILL - Free Report) reported revenue of $414.67 million, up 14.4% over the same period last year. EPS came in at $0.64, compared to $0.56 in the year-ago quarter.

The reported revenue represents a surprise of +3.73% over the Zacks Consensus Estimate of $399.75 million. With the consensus EPS estimate being $0.56, the EPS surprise was +14.96%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how BILL Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Total Payment Volume - BILL AP/AR: $79.9 billion versus the five-analyst average estimate of $79.38 billion.
  • Total Payment Volume - BILL Spend & Expense: $6.5 billion compared to the $6.26 billion average estimate based on five analysts.
  • Total Payment Volume: $95.1 billion versus the five-analyst average estimate of $93.86 billion.
  • Businesses Using Solutions - BILL Spend & Expense Spending Businesses: 44,000 compared to the 43,868 average estimate based on four analysts.
  • Businesses Using Solutions - BILL AP/AR Customers: 177,500 versus 177,500 estimated by four analysts on average.
  • Businesses Using Solutions - Total: 498,500 versus 503,904 estimated by four analysts on average.
  • Businesses Using Solutions - Embedded Solutions & Other Customers: 277,000 versus the four-analyst average estimate of 236,650.
  • Total Payment Volume - Embedded Solutions & Other: $8.7 billion versus $8.07 billion estimated by four analysts on average.
  • Transactions - BILL Spend & Expense: 19.8 million compared to the 19.45 million average estimate based on three analysts.
  • Transactions - BILL AP/AR: 12.8 million compared to the 13.64 million average estimate based on three analysts.
  • Revenue- Subscription and transaction fees: $375.13 million versus $364.64 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +17.4% change.
  • Revenue- Interest on funds held for customers: $39.54 million versus $35.97 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a -7.9% change.

View all Key Company Metrics for BILL Holdings here>>>

Shares of BILL Holdings have returned -33.9% over the past month versus the Zacks S&P 500 composite's +0.5% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.

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