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Klarna (KLAR) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

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For the quarter ended December 2025, Klarna (KLAR - Free Report) reported revenue of $1.08 billion, representing no change compared to the same period last year. EPS came in at -$0.12, compared to $0 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $1.07 billion, representing a surprise of +0.76%. The company delivered an EPS surprise of -359.77%, with the consensus EPS estimate being -$0.03.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Klarna performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Active Users/ Consumers: 118 million versus the two-analyst average estimate of 117.08 million.
  • GMV: $38.7 billion versus $38.05 billion estimated by two analysts on average.
  • Revenue- Interest income: $267 million compared to the $263.55 million average estimate based on two analysts.
  • Revenue- Transaction and service revenue: $743 million compared to the $756.47 million average estimate based on two analysts.

View all Key Company Metrics for Klarna here>>>

Shares of Klarna have returned -30.8% over the past month versus the Zacks S&P 500 composite's -0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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