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FB Financial (FBK) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
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FB Financial (FBK - Free Report) reported $172.34 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 31.9%. EPS of $1.12 for the same period compares to $0.85 a year ago.
The reported revenue represents a surprise of -2.11% over the Zacks Consensus Estimate of $176.05 million. With the consensus EPS estimate being $1.13, the EPS surprise was -0.89%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how FB Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Core Efficiency Ratio: 54.3% versus 54.6% estimated by three analysts on average.
Net Interest Margin: 3.9% versus the three-analyst average estimate of 3.9%.
Average Earning Assets: $15.12 billion compared to the $15.18 billion average estimate based on two analysts.
Net Charge-offs during the period to Average Loans outstanding: 0.1% compared to the 0.1% average estimate based on two analysts.
Mortgage banking income: $12.25 million versus $13.32 million estimated by three analysts on average.
Total Noninterest income: $26.38 million compared to the $27.46 million average estimate based on three analysts.
Net interest income (tax-equivalent basis): $146.77 million versus $148.26 million estimated by two analysts on average.
Other Income: $2.74 million versus the two-analyst average estimate of $2.05 million.
Service charges on deposit accounts: $4.38 million versus $4.05 million estimated by two analysts on average.
Net Interest Income: $145.97 million versus the two-analyst average estimate of $147.99 million.
ATM and interchange fees: $2.98 million versus $3.12 million estimated by two analysts on average.
Investment services and trust income: $4.35 million versus $4.24 million estimated by two analysts on average.
Shares of FB Financial have returned +7.3% over the past month versus the Zacks S&P 500 composite's +0.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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FB Financial (FBK) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
FB Financial (FBK - Free Report) reported $172.34 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 31.9%. EPS of $1.12 for the same period compares to $0.85 a year ago.
The reported revenue represents a surprise of -2.11% over the Zacks Consensus Estimate of $176.05 million. With the consensus EPS estimate being $1.13, the EPS surprise was -0.89%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how FB Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for FB Financial here>>>
Shares of FB Financial have returned +7.3% over the past month versus the Zacks S&P 500 composite's +0.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.