Back to top

Image: Bigstock

Simmons First National (SFNC) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

Read MoreHide Full Article

Simmons First National (SFNC - Free Report) reported $241.37 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 15.2%. EPS of $0.47 for the same period compares to $0.26 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $241.86 million, representing a surprise of -0.21%. The company delivered an EPS surprise of -0.53%, with the consensus EPS estimate being $0.47.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Simmons First National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Annualized net charge offs to average loans: 0.2% versus the three-analyst average estimate of 0.3%.
  • Total interest earning assets (FTE) - Average Balance: $21.17 billion versus $21.05 billion estimated by three analysts on average.
  • Efficiency Ratio: 57.6% versus the three-analyst average estimate of 58.7%.
  • Net Interest Margin: 3.8% versus the three-analyst average estimate of 3.8%.
  • Total nonperforming loans: $141.88 million versus the two-analyst average estimate of $110.29 million.
  • Total nonperforming assets: $154.54 million versus the two-analyst average estimate of $120.85 million.
  • Net Interest Income - FTE: $200.18 million versus the three-analyst average estimate of $198.42 million.
  • Total Non-Interest Income: $44.2 million versus $45.33 million estimated by three analysts on average.
  • Wealth management fees: $10.53 million compared to the $10.39 million average estimate based on two analysts.
  • Service charges on deposit accounts: $12.66 million compared to the $12.66 million average estimate based on two analysts.
  • Debit and credit card fees: $8.5 million versus $8.73 million estimated by two analysts on average.
  • Net Interest Income: $197.17 million versus $196.72 million estimated by two analysts on average.

View all Key Company Metrics for Simmons First National here>>>

Shares of Simmons First National have returned +10.8% over the past month versus the Zacks S&P 500 composite's +6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Zacks' 7 Best Strong Buy Stocks (New Research Report)

Valued at $99, click below to receive our just-released report predicting the 7 stocks that will soar highest in the coming month.

Click Here, It's Really Free

Published in