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Compared to Estimates, Atlantic Union (AUB) Q1 Earnings: A Look at Key Metrics

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Atlantic Union (AUB - Free Report) reported $371.71 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 71.2%. EPS of $0.89 for the same period compares to $0.57 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $381.58 million, representing a surprise of -2.59%. The company delivered an EPS surprise of +1.37%, with the consensus EPS estimate being $0.88.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Atlantic Union performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 57.1% compared to the 52.8% average estimate based on four analysts.
  • Net Interest Margin: 3.8% versus 3.9% estimated by four analysts on average.
  • Average Balance - Total earning assets: $33.38 billion versus $33.85 billion estimated by four analysts on average.
  • Net charge-offs / total average LHFI (annualized): 0% versus the three-analyst average estimate of 0.1%.
  • Total Noninterest Income: $54.78 million versus $52.95 million estimated by four analysts on average.
  • Bank owned life insurance income: $5.2 million versus the three-analyst average estimate of $5.1 million.
  • Interchange fees, net: $3.33 million compared to the $3.57 million average estimate based on three analysts.
  • Mortgage banking income, net: $2.03 million versus the three-analyst average estimate of $2.08 million.
  • Net interest income (FTE): $316.92 million versus the three-analyst average estimate of $327.09 million.
  • Fiduciary and asset management fees: $20.18 million versus the three-analyst average estimate of $19.93 million.
  • Service charges on deposit accounts: $12.12 million compared to the $11.57 million average estimate based on two analysts.
  • Other operating income: $6.02 million versus $2.78 million estimated by two analysts on average.

View all Key Company Metrics for Atlantic Union here>>>

Shares of Atlantic Union have returned +11.7% over the past month versus the Zacks S&P 500 composite's +9.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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