Back to top

Image: Bigstock

Compared to Estimates, Farmers National (FMNB) Q1 Earnings: A Look at Key Metrics

Read MoreHide Full Article

For the quarter ended March 2026, Farmers National Banc (FMNB - Free Report) reported revenue of $56.26 million, up 25.9% over the same period last year. EPS came in at $0.45, compared to $0.39 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $55 million, representing a surprise of +2.28%. The company delivered an EPS surprise of +22.72%, with the consensus EPS estimate being $0.37.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Farmers National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 64% versus the three-analyst average estimate of 59.8%.
  • Average Earning Assets [$M]: $5.55 billion versus $5.29 billion estimated by three analysts on average.
  • Net Interest Margin: 3.1% versus the three-analyst average estimate of 3.2%.
  • NCOs/ Average Loans: 0.1% versus the two-analyst average estimate of 0.1%.
  • Total Noninterest Income: $13.69 million compared to the $12.73 million average estimate based on three analysts.
  • Service charges on deposit accounts: $1.97 million compared to the $2.08 million average estimate based on two analysts.
  • Net Interest Income ( tax-equivalent ): $43.3 million versus the two-analyst average estimate of $41.98 million.
  • Retirement plan consulting fees: $0.89 million compared to the $1.02 million average estimate based on two analysts.
  • Net Interest Income: $42.57 million versus $42.42 million estimated by two analysts on average.
  • Trust fees: $3.03 million versus $2.93 million estimated by two analysts on average.

View all Key Company Metrics for Farmers National here>>>

Shares of Farmers National have returned +6.8% over the past month versus the Zacks S&P 500 composite's +8.6% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.

Zacks' 7 Best Strong Buy Stocks (New Research Report)

Valued at $99, click below to receive our just-released report predicting the 7 stocks that will soar highest in the coming month.

Click Here, It's Really Free

Published in