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Origin Bancorp (OBK) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

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Origin Bancorp (OBK - Free Report) reported $104.04 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 10.6%. EPS of $0.89 for the same period compares to $0.71 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $102.9 million, representing a surprise of +1.11%. The company delivered an EPS surprise of -1.11%, with the consensus EPS estimate being $0.90.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Origin Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 61.3% versus 62% estimated by two analysts on average.
  • Net Interest Margin (NIM) - FTE: 3.7% compared to the 3.7% average estimate based on two analysts.
  • Average Balance - Total interest-earning assets: $9.58 billion versus the two-analyst average estimate of $9.31 billion.
  • Total nonperforming LHFI: $87.27 million compared to the $76.06 million average estimate based on two analysts.
  • Total nonperforming assets: $88.27 million compared to the $77.02 million average estimate based on two analysts.
  • Net charge-offs to total average LHFI (annualized): 0.2% versus the two-analyst average estimate of 0.2%.
  • Net Interest Income: $87.24 million versus $85.02 million estimated by two analysts on average.
  • Net interest income (FTE): $87.75 million versus $85.32 million estimated by two analysts on average.
  • Total Noninterest Income: $16.8 million compared to the $17.86 million average estimate based on two analysts.

View all Key Company Metrics for Origin Bancorp here>>>

Shares of Origin Bancorp have returned +11% over the past month versus the Zacks S&P 500 composite's +8.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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