Back to top

Image: Bigstock

Compared to Estimates, RLI Corp. (RLI) Q1 Earnings: A Look at Key Metrics

Read MoreHide Full Article

For the quarter ended March 2026, RLI Corp. (RLI - Free Report) reported revenue of $453.71 million, up 4.3% over the same period last year. EPS came in at $0.83, compared to $0.92 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $453.45 million, representing a surprise of +0.06%. The company delivered an EPS surprise of -1.78%, with the consensus EPS estimate being $0.85.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how RLI Corp. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net loss & settlement expenses - Total: 47% versus the three-analyst average estimate of 46.1%.
  • Net operating expenses - Total: 39% compared to the 38.6% average estimate based on three analysts.
  • Underwriting income (loss) - Total: 86% compared to the 84.6% average estimate based on three analysts.
  • Underwriting income (loss) - Casualty: 97.1% versus 98.2% estimated by three analysts on average.
  • Underwriting income (loss) - Property: 61.9% compared to the 59.8% average estimate based on three analysts.
  • Underwriting income (loss) - Surety: 93.7% versus the three-analyst average estimate of 76.9%.
  • Net loss & settlement expenses - Property: 26.8% versus the two-analyst average estimate of 28.5%.
  • Net premiums earned: $411.39 million versus $406.88 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +3.3% change.
  • Net investment income: $42.32 million compared to the $40.23 million average estimate based on three analysts. The reported number represents a change of +15.2% year over year.
  • Net premiums earned- Surety: $36.44 million versus $36.3 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -0.9% change.
  • Net premiums earned- Property: $126.38 million versus the three-analyst average estimate of $123.06 million. The reported number represents a year-over-year change of -4.7%.
  • Net premiums earned- Casualty: $248.57 million versus the three-analyst average estimate of $247.52 million. The reported number represents a year-over-year change of +8.5%.

View all Key Company Metrics for RLI Corp. here>>>

Shares of RLI Corp. have returned +0.7% over the past month versus the Zacks S&P 500 composite's +8.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Zacks' 7 Best Strong Buy Stocks (New Research Report)

Valued at $99, click below to receive our just-released report predicting the 7 stocks that will soar highest in the coming month.

Click Here, It's Really Free

Published in