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Here's What Key Metrics Tell Us About American Express (AXP) Q1 Earnings

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For the quarter ended March 2026, American Express (AXP - Free Report) reported revenue of $18.91 billion, up 11.4% over the same period last year. EPS came in at $4.28, compared to $3.64 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $18.62 billion, representing a surprise of +1.55%. The company delivered an EPS surprise of +6.13%, with the consensus EPS estimate being $4.03.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how American Express performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Book value per common share: $47.50 compared to the $47.93 average estimate based on two analysts.
  • Network volumes: $486.30 billion compared to the $480.29 billion average estimate based on two analysts.
  • Total non-interest revenues: $14.22 billion compared to the $14.03 billion average estimate based on four analysts.
  • Net Interest Income: $4.69 billion versus $4.56 billion estimated by four analysts on average.
  • Non-interest revenues- Discount revenue: $9.51 billion compared to the $9.44 billion average estimate based on three analysts.
  • Non-interest revenues- Net card fees: $2.75 billion compared to the $2.72 billion average estimate based on three analysts.
  • Non-interest revenues- Service fees and other revenue: $1.95 billion versus the three-analyst average estimate of $1.88 billion.
  • Total Interest Income: $6.67 billion versus $6.61 billion estimated by three analysts on average.

View all Key Company Metrics for American Express here>>>

Shares of American Express have returned +10.9% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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