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Compared to Estimates, Esquire Financial (ESQ) Q1 Earnings: A Look at Key Metrics
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For the quarter ended March 2026, Esquire Financial Holdings, Inc. (ESQ - Free Report) reported revenue of $40.46 million, up 19.8% over the same period last year. EPS came in at $1.58, compared to $1.33 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $39.45 million, representing a surprise of +2.56%. The company delivered an EPS surprise of +3.95%, with the consensus EPS estimate being $1.52.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Esquire Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency ratio: 51.1% versus the three-analyst average estimate of 51%.
Net Interest Margin: 6% versus the three-analyst average estimate of 6%.
Total Interest Earning Assets: $2.28 billion versus $2.27 billion estimated by three analysts on average.
Payment processing fees: $5.14 million versus the three-analyst average estimate of $5.06 million.
Net Interest Income: $34 million compared to the $33.41 million average estimate based on three analysts.
Total Non-Interest Income: $6.46 million versus $6.04 million estimated by three analysts on average.
Other noninterest income: 1.31 million compared to the 0.97 million average estimate based on two analysts.
Shares of Esquire Financial have returned +2.9% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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Compared to Estimates, Esquire Financial (ESQ) Q1 Earnings: A Look at Key Metrics
For the quarter ended March 2026, Esquire Financial Holdings, Inc. (ESQ - Free Report) reported revenue of $40.46 million, up 19.8% over the same period last year. EPS came in at $1.58, compared to $1.33 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $39.45 million, representing a surprise of +2.56%. The company delivered an EPS surprise of +3.95%, with the consensus EPS estimate being $1.52.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Esquire Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Esquire Financial here>>>
Shares of Esquire Financial have returned +2.9% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.