HomeTrust Bancshares (HTB Quick QuoteHTB - Free Report) reported $54.34 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 6.7%. EPS of $0.99 for the same period compares to $0.84 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $52.13 million, representing a surprise of +4.24%. The company delivered an EPS surprise of +21.47%, with the consensus EPS estimate being $0.82.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how HomeTrust Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 60.7% versus the two-analyst average estimate of 61.8%.
• Net Interest Margin: 4.3% versus the two-analyst average estimate of 4.2%.
• Net Interest Income: $44.31 million versus $43.04 million estimated by two analysts on average.
• Gain on sale of loans held for sale: $2.65 million versus the two-analyst average estimate of $1.83 million.
• Total noninterest income: $10.03 million compared to the $9.09 million average estimate based on two analysts.

View all Key Company Metrics for HomeTrust Bancshares here>>>

Shares of HomeTrust Bancshares have returned +6.3% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.