Columbia Banking (COLB Quick QuoteCOLB - Free Report) reported $677 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 37.8%. EPS of $0.72 for the same period compares to $0.67 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $674.06 million, representing a surprise of +0.44%. The company delivered an EPS surprise of +5.88%, with the consensus EPS estimate being $0.68.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Columbia Banking performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net charge-offs to average loans and leases (annualized): 0.3% compared to the 0.3% average estimate based on five analysts.
• Average Balance - Total interest-earning assets: $60.83 billion compared to the $60.97 billion average estimate based on five analysts.
• Efficiency Ratio: 58% versus the five-analyst average estimate of 56.1%.
• Net Interest Margin: 4% compared to the 3.9% average estimate based on five analysts.
• Total non-performing assets: $264 million compared to the $208.57 million average estimate based on four analysts.
• Total non-performing loans and leases: $261 million compared to the $199.41 million average estimate based on three analysts.
• Total noninterest income: $83 million compared to the $83.93 million average estimate based on five analysts.
• Net Interest Income: $594 million compared to the $591.17 million average estimate based on four analysts.
• Service charges on deposits: $20 million versus the four-analyst average estimate of $23.51 million.
• Net interest income (FTE): $596 million versus the four-analyst average estimate of $592.29 million.
• Financial services and trust revenue: $15 million compared to the $15.05 million average estimate based on three analysts.
• Other non-interest (loss) income: $13 million versus $10.37 million estimated by two analysts on average.

View all Key Company Metrics for Columbia Banking here>>>

Shares of Columbia Banking have returned +5.1% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.