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Byline Bancorp (BY) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

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For the quarter ended March 2026, Byline Bancorp (BY - Free Report) reported revenue of $112.4 million, up 9% over the same period last year. EPS came in at $0.83, compared to $0.65 in the year-ago quarter.

The reported revenue represents a surprise of -1.72% over the Zacks Consensus Estimate of $114.37 million. With the consensus EPS estimate being $0.74, the EPS surprise was +12.67%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Byline Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 49.8% versus the three-analyst average estimate of 51.9%.
  • Net Interest Margin: 4.3% compared to the 4.3% average estimate based on three analysts.
  • Average Balance - Total interest-earning assets: $9.35 billion versus the two-analyst average estimate of $9.32 billion.
  • Net charge-offs of loans and leases: 0.3% compared to the 0.4% average estimate based on two analysts.
  • Total Non-Interest Income: $12.54 million compared to the $14.76 million average estimate based on three analysts.
  • Wealth management and trust income: $1.26 million versus $1.35 million estimated by two analysts on average.
  • Net interest income, fully taxable equivalent: $100.06 million compared to the $99.54 million average estimate based on two analysts.
  • Fees and service charges on deposits: $2.92 million compared to the $2.71 million average estimate based on two analysts.
  • Net gains on sales of loans: $5.47 million compared to the $5.23 million average estimate based on two analysts.
  • ATM and interchange fees: $0.93 million versus the two-analyst average estimate of $1.02 million.
  • Net Interest Income: $99.86 million compared to the $99.3 million average estimate based on two analysts.

View all Key Company Metrics for Byline Bancorp here>>>

Shares of Byline Bancorp have returned +6.5% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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