We use cookies to understand how you use our site and to improve your experience.
This includes personalizing content and advertising.
By pressing "Accept All" or closing out of this banner, you consent to the use of all cookies and similar technologies and the sharing of information they collect with third parties.
You can reject marketing cookies by pressing "Deny Optional," but we still use essential, performance, and functional cookies.
In addition, whether you "Accept All," Deny Optional," click the X or otherwise continue to use the site, you accept our Privacy Policy and Terms of Service, revised from time to time.
You are being directed to ZacksTrade, a division of LBMZ Securities and licensed broker-dealer. ZacksTrade and Zacks.com are separate companies. The web link between the two companies is not a solicitation or offer to invest in a particular security or type of security. ZacksTrade does not endorse or adopt any particular investment strategy, any analyst opinion/rating/report or any approach to evaluating individual securities.
If you wish to go to ZacksTrade, click OK. If you do not, click Cancel.
First Financial (FFBC) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
Read MoreHide Full Article
First Financial Bancorp (FFBC - Free Report) reported $272.7 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 35.3%. EPS of $0.77 for the same period compares to $0.63 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $259.5 million, representing a surprise of +5.09%. The company delivered an EPS surprise of +10.52%, with the consensus EPS estimate being $0.70.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how First Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency Ratio: 62.4% compared to the 60.8% average estimate based on three analysts.
Net Interest Margin: 4% versus the three-analyst average estimate of 4%.
Average Balance - Total earning assets: $19.39 billion versus $18.99 billion estimated by two analysts on average.
Net charge-offs to average loans (annualized): 0.4% compared to the 0.3% average estimate based on two analysts.
Total Noninterest Income: $81.91 million compared to the $72.16 million average estimate based on three analysts.
Net interest income - tax equivalent: $190.8 million compared to the $184.63 million average estimate based on two analysts.
Service charges on deposit accounts: $9.01 million compared to the $8.45 million average estimate based on two analysts.
Bankcard income: $3.58 million compared to the $3.68 million average estimate based on two analysts.
Shares of First Financial have returned +5.1% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
Zacks' 7 Best Strong Buy Stocks (New Research Report)
Valued at $99, click below to receive our just-released report
predicting the 7 stocks that will soar highest in the coming month.
View the Zacks #1 Rank List
Image: Bigstock
First Financial (FFBC) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
First Financial Bancorp (FFBC - Free Report) reported $272.7 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 35.3%. EPS of $0.77 for the same period compares to $0.63 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $259.5 million, representing a surprise of +5.09%. The company delivered an EPS surprise of +10.52%, with the consensus EPS estimate being $0.70.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how First Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for First Financial here>>>
Shares of First Financial have returned +5.1% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.