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First Business Financial Services (FBIZ) Reports Q1 Earnings: What Key Metrics Have to Say
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First Business Financial Services (FBIZ - Free Report) reported $44.29 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 8.5%. EPS of $1.44 for the same period compares to $1.32 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $43.24 million, representing a surprise of +2.44%. The company delivered an EPS surprise of +1.7%, with the consensus EPS estimate being $1.42.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how First Business Financial Services performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency ratio: 61.1% versus the four-analyst average estimate of 60.3%.
Net Interest Margin: 3.6% versus the four-analyst average estimate of 3.6%.
Net charge-offs (recoveries) as a percent of average gross loans and leases (annualized): 0.3% versus 0.2% estimated by three analysts on average.
Average Balance - Total interest-earning assets: $3.99 billion versus the three-analyst average estimate of $3.93 billion.
Total Non-Interest Income: $8.78 million versus the four-analyst average estimate of $7.96 million.
Net Interest Income: $35.52 million versus the four-analyst average estimate of $35.28 million.
Service charges on deposits: $1.32 million compared to the $1.12 million average estimate based on three analysts.
Swap fees: $0.63 million compared to the $0.65 million average estimate based on two analysts.
Private wealth management service fees: $3.88 million versus the two-analyst average estimate of $3.93 million.
Loan fees: $0.44 million versus the two-analyst average estimate of $0.42 million.
Shares of First Business Financial Services have returned +7.5% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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First Business Financial Services (FBIZ) Reports Q1 Earnings: What Key Metrics Have to Say
First Business Financial Services (FBIZ - Free Report) reported $44.29 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 8.5%. EPS of $1.44 for the same period compares to $1.32 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $43.24 million, representing a surprise of +2.44%. The company delivered an EPS surprise of +1.7%, with the consensus EPS estimate being $1.42.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how First Business Financial Services performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for First Business Financial Services here>>>
Shares of First Business Financial Services have returned +7.5% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.