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The Hartford Insurance Group (HIG) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

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For the quarter ended March 2026, The Hartford Insurance Group (HIG - Free Report) reported revenue of $5.09 billion, up 7% over the same period last year. EPS came in at $3.09, compared to $2.20 in the year-ago quarter.

The reported revenue represents a surprise of -2.12% over the Zacks Consensus Estimate of $5.2 billion. With the consensus EPS estimate being $3.29, the EPS surprise was -6.2%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how The Hartford Insurance Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Business Insurance- Underlying combined ratio: 89.2% versus the six-analyst average estimate of 88.6%.
  • Personal Insurance - Loss and loss adjustment expense ratio: 60.6% versus the six-analyst average estimate of 67.7%.
  • Personal Insurance - Underlying combined ratio: 85% compared to the 89.1% average estimate based on six analysts.
  • Personal Insurance - Combined ratio: 87.7% versus 94.4% estimated by six analysts on average.
  • Revenue- Earned Premium- Personal Insurance: $907 million versus $931.92 million estimated by six analysts on average.
  • Revenue- Property & Casualty- Net investment income: $587 million compared to the $587.89 million average estimate based on six analysts. The reported number represents a change of +14.7% year over year.
  • Employee Benefits- Total revenues: $1.84 billion compared to the $1.84 billion average estimate based on six analysts.
  • Employee Benefits- Net investment income: $131 million versus the six-analyst average estimate of $139.88 million.
  • Employee Benefits- Premiums and other considerations: $1.72 billion versus $1.7 billion estimated by six analysts on average.
  • Business Insurance- Fee income: $12 million compared to the $11.47 million average estimate based on six analysts.
  • Business Insurance- Earned premiums: $3.57 billion versus the six-analyst average estimate of $3.63 billion.
  • Revenue- Fee income- Personal Insurance: $8 million compared to the $8.17 million average estimate based on six analysts.

View all Key Company Metrics for The Hartford Insurance Group here>>>

Shares of The Hartford Insurance Group have returned +3% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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