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Upstart Holdings, Inc. (UPST) Exceeds Market Returns: Some Facts to Consider

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Upstart Holdings, Inc. (UPST - Free Report) closed the most recent trading day at $33.49, moving +2.04% from the previous trading session. The stock outperformed the S&P 500, which registered a daily gain of 0.8%. Elsewhere, the Dow lost 0.16%, while the tech-heavy Nasdaq added 1.63%.

Heading into today, shares of the company had gained 29.57% over the past month, outpacing the Finance sector's gain of 5.46% and the S&P 500's gain of 8.11%.

Analysts and investors alike will be keeping a close eye on the performance of Upstart Holdings, Inc. in its upcoming earnings disclosure. The company's earnings report is set to go public on May 5, 2026. In that report, analysts expect Upstart Holdings, Inc. to post earnings of $0.39 per share. This would mark year-over-year growth of 30%. Alongside, our most recent consensus estimate is anticipating revenue of $289.36 million, indicating a 35.62% upward movement from the same quarter last year.

In terms of the entire fiscal year, the Zacks Consensus Estimates predict earnings of $2.36 per share and a revenue of $1.4 billion, indicating changes of +35.63% and +34.15%, respectively, from the former year.

Investors might also notice recent changes to analyst estimates for Upstart Holdings, Inc. These latest adjustments often mirror the shifting dynamics of short-term business patterns. Therefore, positive revisions in estimates convey analysts' confidence in the business performance and profit potential.

Research indicates that these estimate revisions are directly correlated with near-term share price momentum. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.

The Zacks Rank system, ranging from #1 (Strong Buy) to #5 (Strong Sell), possesses a remarkable history of outdoing, externally audited, with #1 stocks returning an average annual gain of +25% since 1988. Over the past month, there's been no change in the Zacks Consensus EPS estimate. Upstart Holdings, Inc. is currently sporting a Zacks Rank of #3 (Hold).

From a valuation perspective, Upstart Holdings, Inc. is currently exchanging hands at a Forward P/E ratio of 13.93. Its industry sports an average Forward P/E of 12.03, so one might conclude that Upstart Holdings, Inc. is trading at a premium comparatively.

We can also see that UPST currently has a PEG ratio of 0.37. Comparable to the widely accepted P/E ratio, the PEG ratio also accounts for the company's projected earnings growth. As of the close of trade yesterday, the Financial - Miscellaneous Services industry held an average PEG ratio of 1.13.

The Financial - Miscellaneous Services industry is part of the Finance sector. This industry currently has a Zacks Industry Rank of 79, which puts it in the top 33% of all 250+ industries.

The Zacks Industry Rank evaluates the power of our distinct industry groups by determining the average Zacks Rank of the individual stocks forming the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

You can find more information on all of these metrics, and much more, on Zacks.com.

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