LendingClub (LC Quick QuoteLC - Free Report) reported $252.25 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 15.9%. EPS of $0.44 for the same period compares to $0.10 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $252.98 million, representing a surprise of -0.29%. The company delivered an EPS surprise of +16.56%, with the consensus EPS estimate being $0.38.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how LendingClub performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net Interest Margin: 6.3% versus the three-analyst average estimate of 6.1%.
• Net charge-off ratio: 3.5% compared to the 4.5% average estimate based on three analysts.
• Average Balance - Total interest-earning assets: $11.22 billion versus the three-analyst average estimate of $11.22 billion.
• Net Interest Income: $176.23 million versus $167.79 million estimated by four analysts on average.
• Total non-interest income: $76.02 million versus $85.21 million estimated by four analysts on average.
• Total Interest Income: $261.21 million compared to the $252.51 million average estimate based on three analysts.

View all Key Company Metrics for LendingClub here>>>

Shares of LendingClub have returned +26% over the past month versus the Zacks S&P 500 composite's +9.3% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.