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Renasant (RNST) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

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For the quarter ended March 2026, Renasant (RNST - Free Report) reported revenue of $273.83 million, up 60.5% over the same period last year. EPS came in at $0.93, compared to $0.66 in the year-ago quarter.

The reported revenue represents a surprise of +0.43% over the Zacks Consensus Estimate of $272.65 million. With the consensus EPS estimate being $0.84, the EPS surprise was +10.45%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Renasant performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency ratio (GAAP): 55.7% compared to the 58.1% average estimate based on four analysts.
  • Net Interest Margin: 3.9% versus the four-analyst average estimate of 3.9%.
  • Average Balance - Total interest-earning assets: $23.88 billion compared to the $23.86 billion average estimate based on three analysts.
  • Annualized net loan charge-offs / average loans: 0.1% versus the three-analyst average estimate of 0.2%.
  • Total nonperforming assets: $213.25 million versus the three-analyst average estimate of $199.78 million.
  • Total nonperforming loans: $200.29 million compared to the $185.51 million average estimate based on two analysts.
  • Total Noninterest Income: $50.27 million versus the four-analyst average estimate of $47.69 million.
  • Net Interest Income (FTE): $228.42 million versus $227.44 million estimated by four analysts on average.
  • Net Interest Income: $223.56 million compared to the $222.68 million average estimate based on three analysts.

View all Key Company Metrics for Renasant here>>>

Shares of Renasant have returned +13.1% over the past month versus the Zacks S&P 500 composite's +12.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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