For the quarter ended March 2026, First Internet Bancorp (INBK Quick QuoteINBK - Free Report) reported revenue of $43.12 million, up 21.4% over the same period last year. EPS came in at $0.29, compared to $0.11 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $44.2 million, representing a surprise of -2.45%. The company delivered an EPS surprise of +278.1%, with the consensus EPS estimate being $0.08.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how First Internet performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net Interest Margin: 2.4% versus the three-analyst average estimate of 2.5%.
• Average Balance - Total interest-earning assets: $5.42 billion compared to the $5.64 billion average estimate based on two analysts.
• Net charge-offs to average loans: 1.7% compared to the 1.4% average estimate based on two analysts.
• Net Interest Income (FTE): $32.76 million versus the three-analyst average estimate of $34.33 million.
• Total noninterest income: $11.52 million compared to the $11.28 million average estimate based on three analysts.
• Net Interest Income: $31.6 million versus $32.96 million estimated by two analysts on average.

View all Key Company Metrics for First Internet here>>>

Shares of First Internet have returned +10% over the past month versus the Zacks S&P 500 composite's +12.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.