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Here's What Key Metrics Tell Us About Home BancShares (HOMB) Q2 Earnings

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For the quarter ended June 2026, Home BancShares (HOMB - Free Report) reported revenue of $295.1 million, up 8.9% over the same period last year. EPS came in at $0.64, compared to $0.58 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $287.63 million, representing a surprise of +2.6%. The company delivered an EPS surprise of +3.23%, with the consensus EPS estimate being $0.62.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Home BancShares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 44.5% compared to the 42.3% average estimate based on three analysts.
  • Average Balance - Total interest-earning assets: $21.74 billion compared to the $21.99 billion average estimate based on three analysts.
  • Net Interest Margin (FTE): 4.5% versus the three-analyst average estimate of 4.5%.
  • Total non-performing loans: $185.33 million versus $185.69 million estimated by two analysts on average.
  • Total non-performing assets: $228.6 million versus the two-analyst average estimate of $230.19 million.
  • Net charge-offs (recoveries) to average total loans: 0.1% versus 0.1% estimated by two analysts on average.
  • Net Interest Income: $241.64 million versus the three-analyst average estimate of $240.97 million.
  • Total Non-Interest Income: $53.45 million versus $46.67 million estimated by three analysts on average.
  • Net Interest Income (FTE): $244.3 million versus $243.42 million estimated by two analysts on average.

View all Key Company Metrics for Home BancShares here>>>

Shares of Home BancShares have returned +3.6% over the past month versus the Zacks S&P 500 composite's +1.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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