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Citizens Financial Group (CFG) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
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Citizens Financial Group (CFG - Free Report) reported $2.28 billion in revenue for the quarter ended June 2026, representing a year-over-year increase of 12.1%. EPS of $1.30 for the same period compares to $0.92 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $2.24 billion, representing a surprise of +2%. The company delivered an EPS surprise of +4%, with the consensus EPS estimate being $1.25.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Citizens Financial Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net charge-offs as a % of average loans and leases: 0.4% compared to the 0.4% average estimate based on two analysts.
Net charge-offs: $135 million versus $137.08 million estimated by two analysts on average.
Return on average common equity: 9.3% compared to the 8.9% average estimate based on two analysts.
Tangible book value per common share: $38.29 versus the two-analyst average estimate of $38.63.
Return on average total assets: 1% versus the two-analyst average estimate of 1%.
Efficiency Ratio: 61.1% compared to the 61.4% average estimate based on two analysts.
Net Interest Margin: 3.2% versus the two-analyst average estimate of 3.2%.
Book value per common share: $56.95 versus the two-analyst average estimate of $57.30.
Average Balances - Total interest-earning assets: $206.77 billion versus the two-analyst average estimate of $203.45 billion.
Tier 1 Capital Ratio: 11.6% versus the two-analyst average estimate of 11.7%.
Total Capital Ratio: 13.6% compared to the 13.6% average estimate based on two analysts.
Common Equity Tier 1 Capital Ratio (CET1 Capital Ratio): 10.4% versus 10.5% estimated by two analysts on average.
Shares of Citizens Financial Group have returned +6.5% over the past month versus the Zacks S&P 500 composite's +0.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Citizens Financial Group (CFG) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
Citizens Financial Group (CFG - Free Report) reported $2.28 billion in revenue for the quarter ended June 2026, representing a year-over-year increase of 12.1%. EPS of $1.30 for the same period compares to $0.92 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $2.24 billion, representing a surprise of +2%. The company delivered an EPS surprise of +4%, with the consensus EPS estimate being $1.25.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Citizens Financial Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Citizens Financial Group here>>>
Shares of Citizens Financial Group have returned +6.5% over the past month versus the Zacks S&P 500 composite's +0.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.