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Simmons First National (SFNC) Reports Q2 Earnings: What Key Metrics Have to Say
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Simmons First National (SFNC - Free Report) reported $251.6 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 17.5%. EPS of $0.50 for the same period compares to $0.44 a year ago.
The reported revenue represents a surprise of -0.18% over the Zacks Consensus Estimate of $252.05 million. With the consensus EPS estimate being $0.53, the EPS surprise was -5.66%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Simmons First National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Annualized net charge offs to average loans: 0.2% compared to the 0.3% average estimate based on three analysts.
Total interest earning assets (FTE) - Average Balance: $21.29 billion versus $21.4 billion estimated by three analysts on average.
Efficiency Ratio: 58.7% compared to the 55.6% average estimate based on three analysts.
Net Interest Margin: 3.8% compared to the 3.9% average estimate based on three analysts.
Total nonperforming loans: $166.05 million compared to the $142.25 million average estimate based on two analysts.
Total nonperforming assets: $177.19 million versus $155.67 million estimated by two analysts on average.
Net Interest Income - FTE: $203.66 million versus the three-analyst average estimate of $205.54 million.
Total Non-Interest Income: $47.94 million compared to the $46.52 million average estimate based on three analysts.
Wealth management fees: $10.24 million versus the two-analyst average estimate of $10.66 million.
Service charges on deposit accounts: $12.33 million versus $12.77 million estimated by two analysts on average.
Debit and credit card fees: $9.01 million compared to the $8.56 million average estimate based on two analysts.
Net Interest Income: $200.63 million versus $202.65 million estimated by two analysts on average.
Shares of Simmons First National have returned +7% over the past month versus the Zacks S&P 500 composite's +0.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Simmons First National (SFNC) Reports Q2 Earnings: What Key Metrics Have to Say
Simmons First National (SFNC - Free Report) reported $251.6 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 17.5%. EPS of $0.50 for the same period compares to $0.44 a year ago.
The reported revenue represents a surprise of -0.18% over the Zacks Consensus Estimate of $252.05 million. With the consensus EPS estimate being $0.53, the EPS surprise was -5.66%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Simmons First National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Simmons First National here>>>
Shares of Simmons First National have returned +7% over the past month versus the Zacks S&P 500 composite's +0.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.