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Zions (ZION) Reports Q2 Earnings: What Key Metrics Have to Say
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Zions (ZION - Free Report) reported $879 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 3.3%. EPS of $1.74 for the same period compares to $1.58 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $879.16 million, representing a surprise of -0.02%. The company delivered an EPS surprise of +10.83%, with the consensus EPS estimate being $1.57.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Zions performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency Ratio: 62.2% versus the five-analyst average estimate of 62.7%.
Net interest margin: 3.3% versus 3.4% estimated by five analysts on average.
Average balance - Total interest-earning assets: $84.35 billion versus the four-analyst average estimate of $82.99 billion.
Net charge-offs to average loans and leases: 0.1% compared to the 0.1% average estimate based on four analysts.
Total nonaccrual Loan: $292 million versus $306.75 million estimated by three analysts on average.
Total nonperforming assets: $298 million compared to the $317.58 million average estimate based on three analysts.
Tier 1 risk-based capital ratio: 11.9% versus the two-analyst average estimate of 11.8%.
Total risk-based capital ratio: 14% compared to the 14% average estimate based on two analysts.
Tier 1 leverage ratio: 9.4% versus the two-analyst average estimate of 9.3%.
Total Noninterest Income: $191 million versus the five-analyst average estimate of $189.81 million.
Commercial account fees: $49 million compared to the $49.14 million average estimate based on four analysts.
Other customer-related fees: $16 million compared to the $15.03 million average estimate based on four analysts.
Shares of Zions have returned +9.2% over the past month versus the Zacks S&P 500 composite's +0.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
View the Zacks #1 Rank List
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Zions (ZION) Reports Q2 Earnings: What Key Metrics Have to Say
Zions (ZION - Free Report) reported $879 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 3.3%. EPS of $1.74 for the same period compares to $1.58 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $879.16 million, representing a surprise of -0.02%. The company delivered an EPS surprise of +10.83%, with the consensus EPS estimate being $1.57.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Zions performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Zions here>>>
Shares of Zions have returned +9.2% over the past month versus the Zacks S&P 500 composite's +0.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.