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RBB (RBB) Reports Q2 Earnings: What Key Metrics Have to Say

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For the quarter ended June 2026, RBB (RBB - Free Report) reported revenue of $33.1 million, down 7.6% over the same period last year. EPS came in at $0.59, compared to $0.52 in the year-ago quarter.

The reported revenue represents a surprise of +0.15% over the Zacks Consensus Estimate of $33.06 million. With the consensus EPS estimate being $0.53, the EPS surprise was +11.32%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how RBB performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 57.5% versus 56.2% estimated by five analysts on average.
  • Net charge-offs to average loans: 0% compared to the 0.2% average estimate based on five analysts.
  • Non Performing Assets: $43.58 million versus the five-analyst average estimate of $42.76 million.
  • Average Balance - Total interest earning assets: $3.95 billion versus $3.97 billion estimated by five analysts on average.
  • Net interest margin: 3.1% versus the five-analyst average estimate of 3.1%.
  • Non Performing Loans: $23.76 million versus $37.87 million estimated by four analysts on average.
  • Tier 1 risk-based capital ratio: 18.6% versus 18.4% estimated by three analysts on average.
  • Total risk-based capital ratio: 23.4% versus the three-analyst average estimate of 23.7%.
  • Tier 1 leverage ratio: 11.9% versus the three-analyst average estimate of 11.9%.
  • Gain on sale of loans: $0.96 million versus the five-analyst average estimate of $0.34 million.
  • Total noninterest income: $3.02 million versus the five-analyst average estimate of $2.71 million.
  • Loan servicing fees, net of amortization: $0.53 million versus the four-analyst average estimate of $0.51 million.

View all Key Company Metrics for RBB here>>>

Shares of RBB have returned +6.2% over the past month versus the Zacks S&P 500 composite's +0.6% change. The stock currently has a Zacks Rank #1 (Strong Buy), indicating that it could outperform the broader market in the near term.

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