Back to top

Image: Bigstock

Wintrust (WTFC) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

Read MoreHide Full Article

For the quarter ended June 2026, Wintrust Financial (WTFC - Free Report) reported revenue of $741.38 million, up 10.5% over the same period last year. EPS came in at $3.30, compared to $2.78 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $737.16 million, representing a surprise of +0.57%. The company delivered an EPS surprise of +4.76%, with the consensus EPS estimate being $3.15.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Wintrust performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 54% compared to the 54% average estimate based on three analysts.
  • Net Interest Margin: 3.5% versus the three-analyst average estimate of 3.6%.
  • Average balance - Total earning assets: $68.43 billion versus the two-analyst average estimate of $67.86 billion.
  • Total Non-Interest Income: $141.27 million versus $135.5 million estimated by three analysts on average.
  • Net interest income - FTE: $600.11 million compared to the $601.66 million average estimate based on three analysts.
  • Wealth management: $39.88 million versus $42.85 million estimated by two analysts on average.
  • Fees from covered call options: $4.79 million versus the two-analyst average estimate of $5 million.
  • Other Non-Interest Income: $27.2 million versus $21.05 million estimated by two analysts on average.
  • Service charges on deposit accounts: $21.24 million versus $21.2 million estimated by two analysts on average.
  • Mortgage banking: $27.44 million compared to the $26.42 million average estimate based on two analysts.
  • Operating lease income, net: $18.8 million versus $16.6 million estimated by two analysts on average.
  • Net Interest Income: $597.37 million compared to the $599.82 million average estimate based on two analysts.

View all Key Company Metrics for Wintrust here>>>

Shares of Wintrust have returned +6.6% over the past month versus the Zacks S&P 500 composite's +0.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Published in