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Home Bancorp (HBCP) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
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For the quarter ended June 2026, Home Bancorp (HBCP - Free Report) reported revenue of $39.72 million, up 7.2% over the same period last year. EPS came in at $1.48, compared to $1.45 in the year-ago quarter.
The reported revenue represents a surprise of +2.82% over the Zacks Consensus Estimate of $38.63 million. With the consensus EPS estimate being $1.46, the EPS surprise was +1.37%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Home Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency Ratio: 61.8% versus the three-analyst average estimate of 60.9%.
Net Interest Margin: 4.2% versus the three-analyst average estimate of 4.2%.
Annualized YTD net loan recoveries (charge-offs) to average loans: -0.1% versus the two-analyst average estimate of 0.1%.
Total Average Interest-Earning Assets: $3.34 billion versus $3.33 billion estimated by two analysts on average.
Total nonperforming assets: $39.21 million compared to the $39.47 million average estimate based on two analysts.
Total nonperforming loans: $26.42 million compared to the $35.43 million average estimate based on two analysts.
Net Interest Income: $35.81 million versus $34.7 million estimated by three analysts on average.
Total Noninterest Income: $3.92 million versus the three-analyst average estimate of $3.95 million.
Gain on sale of loans, net: $0.23 million compared to the $0.21 million average estimate based on two analysts.
Shares of Home Bancorp have returned +4.6% over the past month versus the Zacks S&P 500 composite's +0.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Home Bancorp (HBCP) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
For the quarter ended June 2026, Home Bancorp (HBCP - Free Report) reported revenue of $39.72 million, up 7.2% over the same period last year. EPS came in at $1.48, compared to $1.45 in the year-ago quarter.
The reported revenue represents a surprise of +2.82% over the Zacks Consensus Estimate of $38.63 million. With the consensus EPS estimate being $1.46, the EPS surprise was +1.37%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Home Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Home Bancorp here>>>
Shares of Home Bancorp have returned +4.6% over the past month versus the Zacks S&P 500 composite's +0.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.