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Atlantic Union (AUB) Reports Q2 Earnings: What Key Metrics Have to Say

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Atlantic Union (AUB - Free Report) reported $419.93 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 3.1%. EPS of $0.94 for the same period compares to $0.95 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $394.98 million, representing a surprise of +6.32%. The company delivered an EPS surprise of +2.17%, with the consensus EPS estimate being $0.92.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Atlantic Union performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 47.9% versus 50.4% estimated by four analysts on average.
  • Net Interest Margin: 3.9% versus 3.9% estimated by four analysts on average.
  • Average Balance - Total earning assets: $33.54 billion compared to the $33.58 billion average estimate based on four analysts.
  • Net charge-offs / total average LHFI (annualized): 0% compared to the 0.1% average estimate based on three analysts.
  • Total Noninterest Income: $90.25 million versus $63.4 million estimated by four analysts on average.
  • Bank owned life insurance income: $5.73 million versus $5.19 million estimated by three analysts on average.
  • Interchange fees, net: $3.75 million compared to the $3.71 million average estimate based on three analysts.
  • Mortgage banking income, net: $2.66 million compared to the $2.94 million average estimate based on three analysts.
  • Net interest income (FTE): $329.68 million versus $328.87 million estimated by three analysts on average.
  • Fiduciary and asset management fees: $21.46 million versus the three-analyst average estimate of $20.45 million.
  • Service charges on deposit accounts: $12.26 million versus $12.44 million estimated by two analysts on average.
  • Other operating income: $35.62 million versus the two-analyst average estimate of $4.2 million.

View all Key Company Metrics for Atlantic Union here>>>

Shares of Atlantic Union have returned +6.1% over the past month versus the Zacks S&P 500 composite's -0.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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