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Orrstown (ORRF) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

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Orrstown Financial Services (ORRF - Free Report) reported $62.67 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 0.4%. EPS of $1.09 for the same period compares to $1.04 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $64 million, representing a surprise of -2.08%. The company delivered an EPS surprise of +5.83%, with the consensus EPS estimate being $1.03.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Orrstown performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency ratio: 60.1% versus 57.6% estimated by two analysts on average.
  • Average Interest-Earning Assets: $5.12 billion versus the two-analyst average estimate of $5.17 billion.
  • Net Interest Margin: 3.9% compared to the 3.9% average estimate based on two analysts.
  • Mortgage banking revenues: $0.44 million compared to the $0.65 million average estimate based on two analysts.
  • Total Non Interest Income: $13.84 million versus the two-analyst average estimate of $13.7 million.
  • Net Interest Income: $48.83 million versus the two-analyst average estimate of $49.8 million.

View all Key Company Metrics for Orrstown here>>>

Shares of Orrstown have returned +5.4% over the past month versus the Zacks S&P 500 composite's -0.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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