First Financial Bancorp (FFBC Quick QuoteFFBC - Free Report) reported $265.33 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 16.6%. EPS of $0.80 for the same period compares to $0.74 a year ago.

The reported revenue represents a surprise of -1.37% over the Zacks Consensus Estimate of $269 million. With the consensus EPS estimate being $0.81, the EPS surprise was -1.24%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how First Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net Interest Margin: 4% compared to the 4% average estimate based on two analysts.
• Efficiency Ratio: 61.2% versus the two-analyst average estimate of 56.5%.
• Total Noninterest Income: $73.79 million versus the two-analyst average estimate of $75.6 million.

View all Key Company Metrics for First Financial here>>>

Shares of First Financial have returned +11.1% over the past month versus the Zacks S&P 500 composite's -0.6% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.