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Here's What Key Metrics Tell Us About Banner (BANR) Q2 Earnings

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Banner (BANR - Free Report) reported $171.96 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 6.1%. EPS of $1.44 for the same period compares to $1.35 a year ago.

The reported revenue represents a surprise of -0.48% over the Zacks Consensus Estimate of $172.79 million. With the consensus EPS estimate being $1.47, the EPS surprise was -2.04%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Banner performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net interest margin (tax equivalent): 4.1% versus 4.1% estimated by three analysts on average.
  • Efficiency Ratio: 62.8% versus 60% estimated by three analysts on average.
  • Total non-performing assets: $60.54 million versus the two-analyst average estimate of $53.88 million.
  • Total non-performing loans: $54.82 million compared to the $47.66 million average estimate based on two analysts.
  • Average Balance - Total interest-earning assets: $15.28 billion versus the two-analyst average estimate of $15.21 billion.
  • Net charge-offs / Average loans receivable: 0% compared to the 0.1% average estimate based on two analysts.
  • Net interest income: $153.74 million compared to the $153.17 million average estimate based on three analysts.
  • Total non-interest income: $18.22 million versus the three-analyst average estimate of $19.15 million.
  • Net interest income/rate spread (tax equivalent): $157.18 million versus the two-analyst average estimate of $156.69 million.
  • Mortgage banking operations: $2.79 million versus $3.59 million estimated by two analysts on average.

View all Key Company Metrics for Banner here>>>

Shares of Banner have returned +5.7% over the past month versus the Zacks S&P 500 composite's +0.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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