Pathward Financial (CASH Quick QuoteCASH - Free Report) reported $189.64 million in revenue for the quarter ended June 2026, representing a year-over-year decline of 3.1%. EPS of $1.37 for the same period compares to $1.81 a year ago.

The reported revenue represents a surprise of -0.78% over the Zacks Consensus Estimate of $191.14 million. With the consensus EPS estimate being $1.95, the EPS surprise was -29.74%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Pathward performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Total Non-Performing Loans: $275.1 million versus $102.24 million estimated by two analysts on average.
• Net Interest Margin: 6.6% compared to the 6.9% average estimate based on two analysts.
• Adjusted NCOs / Adj. Average Loans: 1.4% versus the two-analyst average estimate of 0.7%.
• Average Outstanding Balance - Total interest-earning assets: $6.88 billion versus $6.85 billion estimated by two analysts on average.
• Total Noninterest Income: $76.73 million compared to the $71.96 million average estimate based on two analysts.
• Net Interest Income: $112.91 million versus the two-analyst average estimate of $118.2 million.

View all Key Company Metrics for Pathward here>>>

Shares of Pathward have returned +4.3% over the past month versus the Zacks S&P 500 composite's +0.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.