For the quarter ended June 2026, Five Star Bancorp (FSBC Quick QuoteFSBC - Free Report) reported revenue of $47.96 million, up 25.1% over the same period last year. EPS came in at $0.91, compared to $0.68 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $47.25 million, representing a surprise of +1.49%. The company delivered an EPS surprise of +4.6%, with the consensus EPS estimate being $0.87.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Five Star Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency ratio: 40.9% versus 41% estimated by two analysts on average.
• Net interest margin: 3.6% versus the two-analyst average estimate of 3.7%.
• Non-interest income: $1.87 million versus $1.65 million estimated by two analysts on average.
• Net interest income: $46.08 million versus the two-analyst average estimate of $45.6 million.

View all Key Company Metrics for Five Star Bancorp here>>>

Shares of Five Star Bancorp have returned +5.4% over the past month versus the Zacks S&P 500 composite's +0.3% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.