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Origin Bancorp (OBK) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

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For the quarter ended June 2026, Origin Bancorp (OBK - Free Report) reported revenue of $107.59 million, up 28.9% over the same period last year. EPS came in at $1.09, compared to $0.47 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $107.55 million, representing a surprise of +0.04%. The company delivered an EPS surprise of +9%, with the consensus EPS estimate being $1.00.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Origin Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Average Balance - Total interest-earning assets: $9.48 billion versus $9.66 billion estimated by two analysts on average.
  • Total nonperforming assets: $79.28 million versus $87.45 million estimated by two analysts on average.
  • Net Interest Margin (NIM) - FTE: 3.9% compared to the 3.8% average estimate based on two analysts.
  • Net charge-offs to total average LHFI (annualized): 0% versus 0.2% estimated by two analysts on average.
  • Total nonperforming LHFI: $78.52 million versus $86 million estimated by two analysts on average.
  • Efficiency Ratio: 59.9% versus the two-analyst average estimate of 58.7%.
  • Net interest income (FTE): $92.67 million versus $90.25 million estimated by two analysts on average.
  • Total Noninterest Income: $15.39 million versus the two-analyst average estimate of $17.55 million.
  • Net Interest Income: $92.2 million compared to the $89.75 million average estimate based on two analysts.

View all Key Company Metrics for Origin Bancorp here>>>

Shares of Origin Bancorp have returned +2.7% over the past month versus the Zacks S&P 500 composite's +0.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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