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Dime Community (DCOM) Reports Q2 Earnings: What Key Metrics Have to Say

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Dime Community (DCOM - Free Report) reported $126.45 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 15.3%. EPS of $0.79 for the same period compares to $0.64 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $122.02 million, representing a surprise of +3.64%. The company delivered an EPS surprise of +3.95%, with the consensus EPS estimate being $0.76.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Dime Community performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • NCOs / Average loans: 0.4% versus 0.2% estimated by two analysts on average.
  • Net Interest Margin: 3.3% versus the two-analyst average estimate of 3.2%.
  • Average Balance - Total interest-earning assets: $14.09 billion versus the two-analyst average estimate of $14.17 billion.
  • Efficiency Ratio: 51.2% versus 53.1% estimated by two analysts on average.
  • Gain on sale of residential loans: $0.05 million versus $-0.74 million estimated by two analysts on average.
  • Net Interest Income: $115.19 million versus $112.45 million estimated by two analysts on average.
  • BOLI income: $5.04 million versus the two-analyst average estimate of $4.25 million.
  • Loan level derivative income: $0.54 million compared to the $0.74 million average estimate based on two analysts.
  • Non-interest income- Other: $0.74 million versus $0.88 million estimated by two analysts on average.
  • Service charges and other fees: $6.48 million versus $5.27 million estimated by two analysts on average.
  • Total Non-Interest Income: $11.27 million compared to the $9.57 million average estimate based on two analysts.

View all Key Company Metrics for Dime Community here>>>

Shares of Dime Community have returned -0.8% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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