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Here's What Key Metrics Tell Us About Customers Bancorp (CUBI) Q2 Earnings
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Customers Bancorp (CUBI - Free Report) reported $227.41 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 10.2%. EPS of $2.05 for the same period compares to $1.80 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $229.77 million, representing a surprise of -1.03%. The company delivered an EPS surprise of +2.5%, with the consensus EPS estimate being $2.00.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Customers Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency Ratio: 50.6% compared to the 49.7% average estimate based on five analysts.
Average Balance - Total interest-earning assets: $24.54 billion versus the four-analyst average estimate of $24.7 billion.
Annualized net charge-offs to average loans and leases: 0.3% versus 0.4% estimated by four analysts on average.
Net Interest Margin: 3.2% versus the four-analyst average estimate of 3.2%.
Nonaccrual / non-performing loans: $56.02 million compared to the $41.84 million average estimate based on two analysts.
Tier 1 capital to average assets (leverage ratio): 9.3% versus 9% estimated by two analysts on average.
Non-Performing Assets: $85.66 million compared to the $68.76 million average estimate based on two analysts.
Total Non-Interest Income: $34.04 million versus $32.21 million estimated by five analysts on average.
Commercial lease income: $15.39 million versus the four-analyst average estimate of $14.54 million.
Loan fees: $8.67 million versus $9.11 million estimated by four analysts on average.
Net Interest Income: $193.37 million compared to the $197.02 million average estimate based on four analysts.
Non interest income- Other: $5.22 million compared to the $3.87 million average estimate based on three analysts.
Shares of Customers Bancorp have returned -2.7% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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Here's What Key Metrics Tell Us About Customers Bancorp (CUBI) Q2 Earnings
Customers Bancorp (CUBI - Free Report) reported $227.41 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 10.2%. EPS of $2.05 for the same period compares to $1.80 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $229.77 million, representing a surprise of -1.03%. The company delivered an EPS surprise of +2.5%, with the consensus EPS estimate being $2.00.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Customers Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Customers Bancorp here>>>
Shares of Customers Bancorp have returned -2.7% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.