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Ameris Bancorp (ABCB) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
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Ameris Bancorp (ABCB - Free Report) reported $334.36 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 10.8%. EPS of $1.60 for the same period compares to $1.59 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $322.17 million, representing a surprise of +3.79%. The company delivered an EPS surprise of -3.61%, with the consensus EPS estimate being $1.66.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Ameris Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Net interest margin (TE): 3.9% compared to the 3.8% average estimate based on three analysts.
Efficiency ratio: 74.5% versus the three-analyst average estimate of 49.3%.
Book value per share (period end): $60.96 versus the two-analyst average estimate of $62.03.
Average Balances - Total Earning Assets: $26.21 billion versus the two-analyst average estimate of $26.11 billion.
Net charge-offs as a percent of average loans (annualized): 0.2% versus the two-analyst average estimate of 0.2%.
Net Interest Income (TE): $253.44 million versus the three-analyst average estimate of $248.83 million.
Total Non-Interest Income: $73.53 million versus the three-analyst average estimate of $73.67 million.
Net Interest Income: $252.48 million versus the two-analyst average estimate of $249.35 million.
Shares of Ameris Bancorp have returned +0.6% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
View the Zacks #1 Rank List
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Ameris Bancorp (ABCB) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
Ameris Bancorp (ABCB - Free Report) reported $334.36 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 10.8%. EPS of $1.60 for the same period compares to $1.59 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $322.17 million, representing a surprise of +3.79%. The company delivered an EPS surprise of -3.61%, with the consensus EPS estimate being $1.66.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Ameris Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for Ameris Bancorp here>>>
Shares of Ameris Bancorp have returned +0.6% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.