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Here's What Key Metrics Tell Us About Byline Bancorp (BY) Q2 Earnings

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For the quarter ended June 2026, Byline Bancorp (BY - Free Report) reported revenue of $117.71 million, up 6.6% over the same period last year. EPS came in at $0.91, compared to $0.75 in the year-ago quarter.

The reported revenue represents a surprise of +1.56% over the Zacks Consensus Estimate of $115.9 million. With the consensus EPS estimate being $0.79, the EPS surprise was +15.19%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Byline Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 46.9% compared to the 50.2% average estimate based on three analysts.
  • Net Interest Margin: 4.3% versus the three-analyst average estimate of 4.3%.
  • Average Balance - Total interest-earning assets: $9.46 billion versus the two-analyst average estimate of $9.41 billion.
  • Net charge-offs of loans and leases: 0.2% versus 0.4% estimated by two analysts on average.
  • Net gains on sales of loans: $6.1 million versus the three-analyst average estimate of $5.57 million.
  • Total Non-Interest Income: $16.88 million versus the three-analyst average estimate of $14.8 million.
  • Net interest income, fully taxable equivalent: $101.01 million versus the two-analyst average estimate of $101.29 million.
  • Fees and service charges on deposits: $2.85 million versus the two-analyst average estimate of $2.9 million.
  • Wealth management and trust income: $1.27 million versus $1.3 million estimated by two analysts on average.
  • ATM and interchange fees: $1.38 million compared to the $0.99 million average estimate based on two analysts.
  • Net Interest Income: $100.84 million versus $101.04 million estimated by two analysts on average.

View all Key Company Metrics for Byline Bancorp here>>>

Shares of Byline Bancorp have returned +3.5% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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