For the quarter ended June 2026, SouthState (SSB Quick QuoteSSB - Free Report) reported revenue of $672.68 million, up 1.2% over the same period last year. EPS came in at $2.35, compared to $2.30 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $677.15 million, representing a surprise of -0.66%. The company delivered an EPS surprise of +0.86%, with the consensus EPS estimate being $2.33.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how SouthState performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Efficiency Ratio: 50% compared to the 52.5% average estimate based on four analysts.
• Net Interest Margin (Non-Tax Equivalent): 3.8% versus the four-analyst average estimate of 3.8%.
• Average Balance - Total interest-earning assets: $61.13 billion versus the three-analyst average estimate of $61.42 billion.
• Total nonperforming assets: $287.39 million compared to the $320.33 million average estimate based on three analysts.
• Net charge-offs as a percentage of average loans (annualized): 0.1% compared to the 0.1% average estimate based on three analysts.
• Net Interest Income: $575.95 million compared to the $575.87 million average estimate based on four analysts.
• Total Noninterest Income: $96.73 million versus $101.25 million estimated by four analysts on average.
• Net interest income, tax equivalent (Non-GAAP): $576.7 million versus the three-analyst average estimate of $576.45 million.
• Trust and investment services income: $15.16 million versus $14.56 million estimated by two analysts on average.
• Fees on deposit accounts: $41.57 million compared to the $40.98 million average estimate based on two analysts.
• Mortgage banking income: $4.89 million versus the two-analyst average estimate of $9.37 million.
• Total correspondent banking and capital market income: $20.81 million versus the two-analyst average estimate of $21.11 million.

View all Key Company Metrics for SouthState here>>>

Shares of SouthState have returned +2.5% over the past month versus the Zacks S&P 500 composite's +0.4% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.