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German American Bancorp (GABC) Reports Q2 Earnings: What Key Metrics Have to Say
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For the quarter ended June 2026, German American Bancorp (GABC - Free Report) reported revenue of $99.95 million, up 11.2% over the same period last year. EPS came in at $1.02, compared to $0.86 in the year-ago quarter.
The reported revenue represents a surprise of +1.55% over the Zacks Consensus Estimate of $98.43 million. With the consensus EPS estimate being $0.92, the EPS surprise was +10.87%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how German American Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency ratio: 47.4% compared to the 51.7% average estimate based on three analysts.
Net Interest Margin: 4.3% compared to the 4.3% average estimate based on three analysts.
Net charge-offs to average loans: 0.1% compared to the 0.1% average estimate based on two analysts.
Total Average Interest Earning Assets: $7.7 billion compared to the $7.63 billion average estimate based on two analysts.
Net Gains on Sales of Loan: $1.55 million versus $1.6 million estimated by three analysts on average.
Total Non-interest Income: $18.75 million compared to the $17.98 million average estimate based on three analysts.
Net interest income (FTE): $82.6 million versus $81.31 million estimated by two analysts on average.
Service charges on deposit accounts: $3.99 million compared to the $4.02 million average estimate based on two analysts.
Net Interest Income: $81.21 million compared to the $80.18 million average estimate based on two analysts.
Shares of German American Bancorp have returned +1.6% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
View the Zacks #1 Rank List
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German American Bancorp (GABC) Reports Q2 Earnings: What Key Metrics Have to Say
For the quarter ended June 2026, German American Bancorp (GABC - Free Report) reported revenue of $99.95 million, up 11.2% over the same period last year. EPS came in at $1.02, compared to $0.86 in the year-ago quarter.
The reported revenue represents a surprise of +1.55% over the Zacks Consensus Estimate of $98.43 million. With the consensus EPS estimate being $0.92, the EPS surprise was +10.87%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how German American Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:View all Key Company Metrics for German American Bancorp here>>>
Shares of German American Bancorp have returned +1.6% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.