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First Busey (BUSE) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

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First Busey (BUSE - Free Report) reported $196.71 million in revenue for the quarter ended June 2026, representing a year-over-year decline of 0.7%. EPS of $0.69 for the same period compares to $0.63 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $197.4 million, representing a surprise of -0.35%. The company delivered an EPS surprise of +6.15%, with the consensus EPS estimate being $0.65.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how First Busey performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Efficiency Ratio: 54% versus the three-analyst average estimate of 56%.
  • Net Interest Margin: 3.7% versus 3.8% estimated by three analysts on average.
  • Average Balances - Interest-earning assets: $16.51 billion compared to the $16.57 billion average estimate based on two analysts.
  • Net charge-off: 0.2% compared to the 0.2% average estimate based on two analysts.
  • Total noninterest income: $44.31 million compared to the $42.99 million average estimate based on three analysts.
  • Payment technology solutions: $4.97 million versus the two-analyst average estimate of $5.13 million.
  • Income on bank owned life insurance: $1.64 million versus $1.66 million estimated by two analysts on average.
  • Other noninterest income: $2.4 million versus the two-analyst average estimate of $5.56 million.
  • Net Interest Income: $152.4 million versus the two-analyst average estimate of $153.49 million.
  • Tax-equivalent net interest income: $153.24 million versus $154.79 million estimated by two analysts on average.
  • Wealth management fees: $19.98 million versus $18.55 million estimated by two analysts on average.

View all Key Company Metrics for First Busey here>>>

Shares of First Busey have returned +0.8% over the past month versus the Zacks S&P 500 composite's +1.7% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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