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Visa (V) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

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For the quarter ended June 2026, Visa (V - Free Report) reported revenue of $11.63 billion, up 14.4% over the same period last year. EPS came in at $3.32, compared to $2.98 in the year-ago quarter.

The reported revenue represents a surprise of +2.28% over the Zacks Consensus Estimate of $11.37 billion. With the consensus EPS estimate being $3.23, the EPS surprise was +2.79%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Visa performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Processed Transactions: 71.66 billion compared to the 71.46 billion average estimate based on six analysts.
  • Payments volume - Total: $4,007.00 billion versus $3,941.06 billion estimated by five analysts on average.
  • Total volume: $4,659.00 billion compared to the $4,564.28 billion average estimate based on five analysts.
  • Payments volume - Asia pacific: $532.00 billion versus $530.50 billion estimated by four analysts on average.
  • Payments volume - Canada: $118.00 billion versus the four-analyst average estimate of $116.42 billion.
  • Payments volume - U.S.: $1,940.00 billion compared to the $1,903.58 billion average estimate based on four analysts.
  • Payments volume - CEMEA: $253.00 billion versus the four-analyst average estimate of $246.63 billion.
  • Net revenue- Service revenue: $4.92 billion compared to the $4.86 billion average estimate based on eight analysts. The reported number represents a change of +13.7% year over year.
  • Net revenue- Data processing revenue: $6.04 billion compared to the $5.86 billion average estimate based on eight analysts. The reported number represents a change of +17.3% year over year.
  • Net revenue- Client incentive: $-4.68 billion versus $-4.59 billion estimated by eight analysts on average. Compared to the year-ago quarter, this number represents a +17.8% change.
  • Net revenue- Other revenue: $1.5 billion versus $1.32 billion estimated by eight analysts on average. Compared to the year-ago quarter, this number represents a +45.5% change.
  • Net revenue- International transaction revenue: $3.85 billion versus the eight-analyst average estimate of $3.92 billion. The reported number represents a year-over-year change of +6.1%.

View all Key Company Metrics for Visa here>>>

Shares of Visa have returned +6.1% over the past month versus the Zacks S&P 500 composite's +1.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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